Guillermo Zegarra, M.D.
ABAN CARE CLINIC LLC
FAMILY MEDICINE
Payment Policy
Medical services are provided and billed by Aban Care Clinic. Our providers participate in most all of the major health insurance plans in the region. Following are the health plans which we currently accept. Please be aware that with any health plans, there may be deductibles and copayments for which you could be responsible. All copays and deductibles are due at time of service.
Health Plans/Insurance
List of Accepted Insurance:
AARP
Health Choice of AZ
Phoenix Advantage Plan
Administrative Enterprises
Health Net
TransAmerica
Aetna
Health Plan of NV
Tri-Care
Ameriben
Humana
United Health Community Plan
BC/BS of all states
Maxor Administrative
United Health Care
Cigna
Medical –CA
UMR
Champva
Medicare
Wellcare
Evercare Select
Meritain
Workers Compensation
Golden Rule
Nevada Medicaid
If you do not see your insurance company listed please contact our office for more information
Questions About Your Bill
"What billing or insurance information will I receive?"
After your insurance has paid, we'll provide you with a monthly statement if there is any patient responsibility.
"How long will it take to get things settled with the insurance company?"
Generally, it takes from 45 to 60 days to obtain payment from an insurance carrier.
"Why am I getting bills from physicians?"
Each physician who provides professional services will send you a separate bill from his or her office. These physicians will include:
- your own physician
- other physicians who conducted tests and procedures
- consulting physicians chosen by your primary physician to read and interpret test results.
These physicians may include specialists in anesthesiology, cardiology, emergency medicine, nuclear medicine, pathology, radiology, or urodynamics. You will be responsible for paying these bills as well.
"I received a notice that my insurance company has paid on my bill -- but I can't understand how they calculated their payment amount. Do you know?"
If we have received any such information from your insurance company, we'll be glad to share it with you. However, for answers to any questions about insurance payments, deductibles, or co-payments, you generally need to check with your insurance company.